The virtual debit card is automatically issued to you when you open an account with KAF Digital Bank. You can access your virtual card details instantly via the KAF Digital Bank mobile app to make online purchases. The physical debit card, on the other hand, must be requested through the app and delivered to your preferred address. 

Your virtual and physical cards share the same card number and use the same spending and withdrawal limits. While they share the same card number and limits, they are used differently:

• Virtual Card: Best for secure online shopping and digital subscriptions.
• Physical Card: Designed for in-store transactions (via contactless or PIN) and ATM withdrawals.

Key Features of the Physical Card

• Enhanced Security: The physical card is numberless, providing an extra layer of protection for your account.
• Contactless Payments: You can tap-to-pay for purchases of RM250 and below. For transactions above RM250, you will be required to enter your PIN.
• Global Access: Use your physical card at any merchant or ATM that accepts Visa, including overseas transactions.

Find out more on how to request your KAF Digital Bank physical card here.