Welcome to KAF Digital Bank (KAF DB)! We’re thrilled to introduce our Visa Debit Card-i, a versatile financial tool designed to provide you with secure, convenient, and Shariah-compliant banking experiences. 

Whether you’re new to KAF Digital Bank or an existing customer, our Visa Debit Card-i offers a range of features and benefits to enhance your financial transactions. 

Here's everything you need to know about our Debit Card.

What is the KAF Digital Bank Visa Debit Card-i?

Our Visa Debit Card-i is a Shariah-compliant payment solution that allows you to perform a variety of transactions both locally and internationally. It is designed with a focus on security, convenience, and inclusivity, providing you with a seamless and effective way to manage your finances.

Key Features of the KAF Digital Bank Visa Debit Card-i

• In-store Purchases: 

With your physical debit card, you are free to perform physical transactions in-store through a POS terminal when you pay for goods or services at a store using a card or mobile payment. The Point of Sale (POS) terminal processes the payment by securely reading your card details and completing the transaction. You jut need to swipe or tap your card on the POS and you are ready to go.

• Online Transactions:

With the KAF Digital Bank Visa Debit Card-i, you can easily make online payments through the “Pay with Debit/Credit Card” option. This feature allows you to shop securely at your favourite online stores and pay for services or goods with just a few clicks.

• Overseas Transactions:

Planning a trip or making a purchase from overseas merchants? Our Visa Debit Card-i supports overseas transactions using foreign currencies. Simply select the “Pay with Debit/Credit Card” option during checkout to complete your international transactions smoothly.

• Visa Money Transfer (VMT): 

Receive funds from other senders, including individuals and merchants, through Visa Money Transfer (VMT). This feature allows you to easily receive money from anyone using Visa’s secure money transfer network.

• Original Credit Transfer (OCT): 

With our Visa Debit Card-i, you can receive payments through Original Credit Transfer (OCT) from merchants, institutions, or other senders. This feature ensures you can access funds sent directly to your account for various transactions.

• Account Fund Transfer (AFT):

Transfer funds from your KAF Digital Bank account to other accounts using our Visa Debit Card-i, including e-wallets and cryptocurrency accounts. This feature provides flexibility for managing your finances and exploring new financial opportunities. You can just simply select the “Pay with Debit/Credit Card” option to proceed with the transfer.

• Credentials on File (COF) Transactions: 

Perform online or overseas transactions using Credentials on File (COF). This option allows merchants to store your card information for easier and faster future payments.

Unique Benefits of the KAF Digital Bank Visa Debit Card-i

• Shariah-Compliant: 

Our Visa Debit Card-i adheres to the Ujrah Shariah Contract, ensuring that all transactions and fees charged are transparent and conducted in accordance with Islamic banking principles.

• Numberless Card Design: 

For added security, our Visa Debit Card-i features a numberless design. There are no card numbers, CVV codes, and expiry dates printed on the card, protecting your sensitive information and safeguarding your privacy in case of loss or theft of your card.

• No Signature Strip: 

The card does not have a signature strip on the back. This feature aligns with modern payment security practices and enhances card safety.

• Inclusive Design: 

The card is designed with notches cut out of one edge to assist blind and partially sighted individuals in using it. This thoughtful feature ensures that everyone can manage their finances effectively.

• Distinctive Design: 

The Visa Debit Card-i is crafted with a KAF-led consortium colour gradient design. It is a colour combination of our consortium which includes MoneyMatch, Carsome, Jirnexu and StoreHub. It reflects the brand identity and offers a visually appealing card for your financial needs.

How to Get Your KAF Digital Bank Visa Debit Card-i

To obtain your Visa Debit Card-i, you must first have an active Basic Savings Account-i or Premium Savings Account-i with KAF Digital Bank. If you’re not yet a customer, you can open an account by downloading the KAF Digital Bank app and following the simple onboarding process.

Eligibility Requirements

• Malaysian Citizen: This card is available to Malaysian citizens only.
• Minimum Age of 18 Years: Applicants must be at least 18 years old.
• Account Requirement: You need an active KAF Digital Bank Savings Account-i (Basic or Premium).

Get Started Today!

Ready to elevate your banking experience with the KAF Digital Bank Visa Debit Card-i? Download our app, open your account, and start enjoying the convenience, security, and Shariah-compliance of our new Visa Debit Card-i.

By choosing KAF Digital Bank, you’re not just getting a banking service; you’re gaining a partner in your financial journey. Upgrade your account today and take advantage of the comprehensive features and unique benefits of our Visa Debit Card-i. Thank you for being a valued customer of KAF Digital Bank. We look forward to supporting your financial goals and providing you with top-notch banking services.